About 420 N Oak Street
This house comes with a REDUCED RATE as low as 5.25% (APR 5.805%) as of 06/09/2026 through List & Lock™. This is a seller paid rate buy-down that reduces the buyer’s interest rate and monthly payment. That saves a buyer $517 per month and over $62,000 saved in the first 10 years with this lower rate! This exceptional 2500 sq. ft.residence in the Historic Near Westside neighborhood perfectly balances a storied past with modern, grand-scale living. Formerly a charming Bed & Breakfast (2012–2018), this 3-bedroom, 4-bathroom home is designed for both ultimate privacy and seamless entertaining. The interior has lots of custom details and finishes, including walnut, oak, and flagstone floors, a fantastic great room, and an abundance of natural light. A massive primary suite features a soaker tub, custom-tiled bathroom, crown molding throughout and private views overlooking the tree tops. Two additional large bedrooms with spacious closets have their own dedicated tiled bathrooms. This peaceful tree-lined property has established perennial garden beds filled with daffodils and other seasonal blooms. Even with its central location, the home feels like a hidden sanctuary with a private drive in a quiet neighborhood. This home offers a walkable lifestyle in one of Bloomington's most sought-after historic districts: Stay active with the Banneker Community Center just one block away, head to Butler Park, walk to Fairview Elementary, or enjoy the farmers market, shops, and restaurants in the heart of downtown without the hassle of parking.
Features of 420 N Oak Street
| MLS® # | 202612943 |
|---|---|
| Price | $599,900 |
| Bedrooms | 3 |
| Bathrooms | 4.00 |
| Full Baths | 4 |
| Square Footage | 2,484 |
| Acres | 0.50 |
| Year Built | 1991 |
| Type | Residential |
| Sub-Type | Site-Built Home |
| Style | Traditional |
| Status | Active |
Community Information
| Address | 420 N Oak Street |
|---|---|
| Subdivision | Prospect Hill Near West Side |
| City | Bloomington |
| County | Monroe County |
| State | IN |
| Zip Code | 47404 |
Amenities
| Features | Ceiling-9+, Countertops-Solid Surf, Crown Molding, Deck Open, Garage Door Opener, Porch Covered |
|---|---|
| # of Garages | 1 |
| Garages | Attached |
| Is Waterfront | No |
| Has Pool | No |
Interior
| Interior | Hardwood Floors, Carpet, Tile |
|---|---|
| Heating | Gas, Forced Air |
| Cooling | Central Air |
| Fireplace | No |
| Stories | Two and Half Story |
| Has Basement | Yes |
| Basement | Partial Basement, Finished |
Exterior
| Exterior | Vinyl |
|---|---|
| Lot Description | Level, Partially Wooded |
| Roof | Asphalt |
| Construction | No |
| Foundation | Poured Concrete |
School Information
| District | Monroe County Community School Corp. |
|---|---|
| Elementary | Fairview |
| Middle | Tri-North |
| High | Bloomington North |
Additional Information
| Days on Market | 70 |
|---|---|
| Foreclosure | No |
| RE / Bank Owned | No |
| HOA Fees Freq. | Not Applicable |
Listing Details
| Agent | Tim Ballard |
|---|---|
| Office | Cornerstone Realtors |
| Contact Info | alignedpg@gmail.com |
