5145 S Stone Drive, Monticello, IN

About 5145 S Stone Drive

Make the dream of lake living a reality with this one-of-a-kind two-story home featuring a full walkout basement and panoramic Lake Freeman views—fully rebuilt from the studs up. Experience year-round waterfront living in this 2,498-sq-ft retreat where every detail has been renewed—from framing to finishes—creating the feel of brand-new construction paired with breathtaking scenery. Serene wooded surroundings frame sweeping lake views visible from all three levels, setting the stage for relaxation or entertaining. The main floor offers a bright, open living area anchored by a fireplace and wall-to-wall windows. A chef’s kitchen showcases white cabinetry, stainless-steel appliances, and generous prep space, while a full-width deck spans the back of the house to capture panoramic vistas of water and trees. Upstairs, a vaulted ceiling and open loft entry lead to the primary suite with a private balcony overlooking the lake and woods. The adjoining bath is beautifully updated with a tile surround, solid-surface vanity, and stylish tile flooring. The fully finished walkout basement provides true flexibility—a separate living area or optional fourth bedroom. It features a second full kitchen, its own laundry, and a spa-style bath with soaking tub, walk-in shower, dual-sink solid-surface vanity, and full-tile surround with tile floors. Fresh paint, new doors and trim, and all new mechanicals—including HVAC, plumbing, and electrical—make this home move-in ready. Neighborhood amenities include private access to a boat ramp with available slips. This property also includes its own pier, and the backyard landing is just a few finishing steps from full build-out for direct lake access. Whether envisioned as a relaxing summer getaway or a comfortable year-round residence, this turnkey retreat blends modern luxury with natural beauty. Schedule a showing today and make this incredible home where your new story can begin!

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